We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
- How should we budget for a bi-weekly paycheck?
- Should I give unsolicited investing advice to my brother-in-law?
- Since I’m building up my net worth, should I increase my liability car insurance limits?
- Are I Bonds a good idea? (pronounced ‘eye’ bonds!)
- 15 or 30 year mortgages: which should I refinance to? And what are your thoughts on flipping houses?
Additional links from this episode:
- Whether you’re putting together a monthly or bi-weekly budget, we’re fans of using something as simple as writing it out on paper or in Excel- honestly whatever works for you! But check out Mint or Personal Capital if you’re looking for something more automated and sophisticated that also tracks your net worth.
- Breaking out of the cycle of living paycheck to paycheck is vital when it comes to getting a hold of your personal finances. And oftentimes that means cutting back- here are 7 ways to start saving more money this week.
- Inflation will wreck your finances if you’re not investing your money. Consider opening a Roth IRA with Vanguard, Fidelity, or M1 Finance.
- Having your car insurance limits low in order to save money- frugal or cheap?!
- We’re big fans of Series I Bonds for medium term savings goals.
- Bonus post on whether a house is a good investment or not!
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Seeing Green by Civil Society Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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