Ask HTM: Moving Forward with a Credit Freeze, Variable or Fixed Rate Mortgages, and Car Insurance Woes – Episode 092

June 3, 2019

This week on the pod we’re answering your questions! 1 – Having just started my career, how much should I have in my emergency fund? 2 – Should I still move forward with my credit freeze? 3 – My insurance agent is recommending an insurance policy with a cash value. Should I consider it? 4 – Should we get a variable or fixed rate mortgage for our first home purchase? 5 – How do I keep my car insurance rates down after getting in a wreck?

Additional resources:

And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask

During this episode we enjoyed a Killer Grove by Talisman Brewing Co which you can find on Untappd. A big thanks to Andy for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.

Best friends out!

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One comment on “Ask HTM: Moving Forward with a Credit Freeze, Variable or Fixed Rate Mortgages, and Car Insurance Woes – Episode 092

  1. Avatar Nicole Carpenter Jun 7, 2019

    I shop at bj’s and I love it. I have 4 kids and I use bjs to get things that the kids eat a lot of. Like breakfast foods, drinks, peanutbutter, ect. Peanutbutter alone at my neighborhood grocery store is almost $6 for one big jar but at bjs I pay 4.75 for two big jars. Not sure I could afford to feed all my kids with out bjs. Love the podcast guys!!!