This week on the pod we’re answering your questions! 1 – Having just started my career, how much should I have in my emergency fund? 2 – Should I still move forward with my credit freeze? 3 – My insurance agent is recommending an insurance policy with a cash value. Should I consider it? 4 – Should we get a variable or fixed rate mortgage for our first home purchase? 5 – How do I keep my car insurance rates down after getting in a wreck?
Additional resources:
- You only want to consider a level term life insurance policy and we’re big fans of Policygenius. Cash value life policy?- no thanks!
- Also check out Joel’s full article on why we’re big fans of saving money with DIY pest control.
And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask
During this episode we enjoyed a Killer Grove by Talisman Brewing Co which you can find on Untappd. A big thanks to Andy for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you.
Best friends out!
I shop at bj’s and I love it. I have 4 kids and I use bjs to get things that the kids eat a lot of. Like breakfast foods, drinks, peanutbutter, ect. Peanutbutter alone at my neighborhood grocery store is almost $6 for one big jar but at bjs I pay 4.75 for two big jars. Not sure I could afford to feed all my kids with out bjs. Love the podcast guys!!!