How to MoneyHow to MoneyHow to MoneyHow to Money
Apple Podcasts
  • Start Here
    • The Money Gears
    • Top 10 HTM Episodes
    • Totally lost? Read this.
    • About Us
      • Joel Larsgaard
      • Matt Altmix
      • Awards and Mentions
    • Resources
  • Earn
    • Asking for a Raise
    • Choosing a Side Hustle
    • Starting a Business Without Any Money
    • How to Start House Hacking
  • Save
    • 27 Ways to Save Money
    • Budgeting 101
    • Saving for a House Down Payment
    • How to Buy a Cheap Car
    • How To Ask for a Discount
  • Invest
    • Investing 101: A Beginner’s Guide
    • How to Buy a Rental Property
    • Calculating Net Worth
    • How To Retire Early
    • How to Buy Index Funds
    • Find an Advisor
  • Debt
    • How to Get Out of Debt
    • How to Pay Off Student Loans
    • Debt Snowball vs. Avalanche
    • Boost Your Credit Score
  • Cards
    • Credit Card Best Practices
    • Our Favorite Credit Cards
    • The High Cost of a Crappy Credit Score

This is a placeholder for your sticky navigation bar. It should not be visible.

  • Lifestyle
  • Personal Finance

DIY Will or Lawyer Up? Your Guide to Creating a Will

  • March 16, 2024
  • Tagged as: emergency fund, estate planning, family finance, life insurance, net worth, saving for retirement
A will is like a roadmap for all of your assets after you die. It applies to everything you own, from big stuff like your house or investment portfolio to small stuff like your clothes...

Continue reading →

Leave a reply
Joel O'Leary
  • Personal Finance

Ouch! 5 Biggest Financial Regrets (And How to Avoid Them)

  • March 14, 2024
  • Tagged as: credit cards, debt management, emergency fund, saving for retirement, should i buy a house or just keep renting
Try as we may to avoid it, regret is a part of life that is impossible to circumvent entirely. But, by planning ahead and being familiar with some of the more common financial regrets, you...

Continue reading →

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Munger A.I., Forever Renters, & Portfolio Dead Weight 👎

  • March 12, 2024
  • Tagged as: 401k, credit score, emergency fund, personal finance, renting, saving money
Good morning, HTM Family! [Hey Chat GPT: “Pretend you are the late Charlie Munger and write a short poem about what true wealth is in life and how to achieve it”]… ✨ In wealth’s pursuit,...

Continue reading →

Leave a reply
Avatar photo Joel
  • Personal Finance

Daffy Review: The Best Place to Open a Donor Advised Fund

  • March 10, 2024
  • Tagged as: budgeting, charity, Daffy, donor advised funds, Fidelity, giving, investing, Vanguard
Daffy Review
Daffy blows away the competition in the donor advised fund space on basically every metric. Here's our full Daffy review.

Continue reading →

6 Replies
Avatar photo Joel
  • Debt
  • Saving money

15 Habits of Debt-Free People

  • March 9, 2024
  • Tagged as: budgeting, credit cards, debt management, frugal living, lifestyle creep, saving money, tracking expenses
Most people don’t plan on falling into debt. But somehow, 3 in 5 Americans carry a revolving credit card balance that averages $5,875. Even worse, 23% of folks report that they’re slipping deeper into the...

Continue reading →

Leave a reply
Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Matching Majors, Flex Budgets, & Defending Your Dollars 🥷

  • March 5, 2024
  • Tagged as: budgeting, careers, emergency fund, Financial Independence, saving for retirement
Good morning, lovely souls! If you don’t create a routine, you will be assigned one. If you don’t create a purpose, you will be assigned one. If you don’t create a career, you will be...

Continue reading →

Leave a reply
Avatar photo Joel
  • Personal Finance

13 Tips to Keep Your Financial Information Secure

  • March 2, 2024
  • Tagged as: credit cards, credit freeze, HYSA, online banking, password manager, tracking expenses
Let’s face it, keeping your financial information secure these days can feel like playing whack-a-mole with scams and identity thieves. Every time you feel safe with fresh passwords or new protective measures, thieves invent sneaky...

Continue reading →

2 Replies
Joel O'Leary
  • Personal Finance

Pay Yourself First: Ditch the Paycheck to Paycheck Cycle

  • February 29, 2024
  • Tagged as: budgeting, frugal living, mindful spending, pay yourself first, retirement investing
If you’re living paycheck to paycheck currently, or struggling to build wealth, there’s a high likelihood you can completely change your financial trajectory by simply paying yourself first.  To pay yourself first means to prioritize...

Continue reading →

Leave a reply
Joel O'Leary
  • Newsletter

Facts > Feelings, Grocery Hacks & HTM Bingo! 🎱

  • February 27, 2024
  • Tagged as: emergency fund, Financial Independence, Life Hacking, money challenges, personal finance, saving money
Good morning, money lovers!! FEELING: I’m way behind financially… FACT: You’re probably doing way better than you think you are. Every dollar you are saving builds a stronger, wealthier, future you. Keep going! FEELING: The...

Continue reading →

Leave a reply
Avatar photo Joel
  • Newsletter

Savings Rates, Frugal Techies, and Toyota’s FTW 🚘

  • February 20, 2024
  • Tagged as: 401k, buying a new car, car loan, emergency fund, savings rate
Happy Tuesday, money lovers! Here are some reasons why people fail when trying new things… And here are the reasons people succeed when trying new things… ****** Just something to think about when you tackle...

Continue reading →

1 Reply
Avatar photo Joel
« Previous 1 … 22 23 24 25 26 … 47 Next »
How To Money may receive compensation through our partnership with advertisers when you click on links to offers on this page. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Terms apply.
Apple Podcasts
How To Money © 2026
  • Start Here
  • Earn
  • Save
  • Invest
  • Debt
  • Credit Cards
  • Contact
  • Privacy Policy