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  • Newsletter

Free Summer Fun, Inescapable Index Funds, & Catching Up to FI 🔥

  • July 16, 2024
  • Tagged as: 401k, credit score, emergency fund, investing, Life Hacking, personal finance
Happy Tuesday, money nerds! “You don’t drown by falling in the water. You drown by staying there.“ – Edwin Cole A couple reminders for today… Cheers to an awesome week ahead —> onwards and upwards!...

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  • Personal Finance
  • Saving money

14 Good Financial Habits To Live By

  • July 15, 2024
  • Tagged as: budgeting, charity, frugal living, grocery hacks, investing, money mindset, pay yourself first, ynab
good financial habits header image
Building good financial habits is a key step in taking control of your money situation and building wealth in life.

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Saving money

11 Biggest Costco Membership Perks

  • July 11, 2024
  • Tagged as: atlanta, costco, craft beer, emergency fund, Financial Independence, grocery hacks, money, parenting, personal finance, retirement investing, saving money
Costco Membership Perks
There are a ton of Costco membership perks that even members themselves don't know about! Here are some of our favorite Costco benefits.

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  • Newsletter

AI Budgeting, Understanding CPI, & Late Starter Investing 😎

  • July 9, 2024
  • Tagged as: 401k, credit score, emergency fund, Financial Independence, personal finance, saving money
Good morning, HTM family! In the word “can’t” is can.In the word “don’t” is do.In the word “won’t” is won.And in the word “impossible” is I’m possible. Once you figure out your possible, you can break through any barrier, any...

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Avatar photo Joel
  • Newsletter

Reward Realities, Budget eBooks, & Happy “Middle” Day 🥳

  • July 2, 2024
  • Tagged as: 401k, credit cards, credit score, Financial Independence, net worth
Good morning, happy people! Here are some random facts about today, July 2nd… Today is the exact middle day of the year. 182 + today + 182 = 365 days. I feel very centered 🧘‍♂️...

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Avatar photo Joel
  • Earning More
  • Saving money

How To Sell Your Stuff – Declutter and Earn Extra Cash!

  • June 30, 2024
  • Tagged as: emergency fund, Life Hacking, mindful spending, negotiation, personal finance
We’ve all been there. You tell yourself that THIS is the month you’re going to start working out. But that Peloton you ordered quickly turns into a glorified coat in just a few short months....

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Investing

Should I Use My Roth IRA To Buy A Home?

  • June 29, 2024
  • Tagged as: buying a home, down payment, emergency fund, retirement investing, roth ira, tax advantaged accounts
should i use my roth ira to buy a home header image
Let’s be real here. It’s no secret that saving up a down payment for a home is a tall order. Especially with the absolutely ridiculous prices these days! The median home in the U.S. is...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
  • Newsletter

Dining Decisions, 401k Alternates, & Positive Self-talk 💪

  • June 25, 2024
  • Tagged as: 401k, declutter, Financial Independence, grocery hacks, personal finance, saving for retirement
Happy Tuesday, money nerds! Would you ever say this to your friend…? – You’ll never make over $100,000 a year– Your new business idea sucks and will probably fail– It’s too late for you to...

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Avatar photo Joel
  • Investing

Is It Too Late to Start Saving for Retirement?

  • June 22, 2024
  • Tagged as: 401k, frugal living, millionaire, roth ira, saving for retirement, tax advantaged accounts
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No matter your age and income, it’s NEVER too late to start saving for retirement. Whether you’re in your 40s, 50s, 60s, or even older, every dollar you put away builds a tiny bit more...

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Joel O'Leary
  • Saving money

12 Places to Find eBooks and Audiobooks for Cheap (or Free!)

  • June 20, 2024
  • Tagged as: cheap hobbies, free stuff, frugal living, mindful spending, subscriptions
free and cheap ebooks header
One of the best frugal hobbies is reading. But when you’re burning through 5 books a week, it might not be as cheap as you might think! New books often cost around $20 a pop,...

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Brit DiTocco, Financial Writer at How To Money Britney DiTocco
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