Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1. How do I convince my in-laws that they’re wasting money by financing a car when they can pay cash?
2. What kind of impact will saving in a 529 account have on my son’s ability to score financial aid?
3. Should I choose a state provided pension or go with an Optional Retirement Plan (ORP)?
4. Is there a way to run a cost benefit analysis on a home security system?
5. Where should I turn for a solo 401k?

Additional links:

• Car buying help: Check out these posts for best practices buying a car…
  • How to finance a used car (if you don’t have cash to buy)
  • How much should you spend on a used car?
  • 12 Way to save money on car expenses 🚗

• Money gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here!

• Cheap cell pans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile!

• Community – Join a thriving group of fellow money nerds in the HTM Facebook group. It’s a great place to ask money questions and get feedback from the mind hive!

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Lizard King by Pipeworks Brewing Co! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!