For this episode we might need to adopt a new, honorary name for our podcast – maybe How NOT to Money since this is going to feel at odds with what we typically discuss here on the show! And that’s because ‘budgeting’ is almost synonymous with ‘building wealth’ and living the kind of life you want, but our guest today is offering an alternative to traditional personal finance advice in favor of empowering and flexible strategies.
We’re joined by Dana Miranda, author of the new book “You Don’t Need A Budget” which comes out later this month. Dana is a Certified Educator in Personal Finance and is a contributor to the NYT, The Penny Hoarder, and The Motley Fool just to name a few. She is all about building a financial life that works for you as an individual – she’s flipping the personal finance script, ditching the budget, and reimagining your relationship to money entirely, enjoy!
Additional links:
- Healthy Rich: Check out Dana’s work and follow for more…
- Grab the Book: You Don’t Need A Budget, by Dana Miranda
- Budgeting posts: In case you DO think you need a budget, here are the posts we’re put out for beginners!
- Money Gears: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Silent Accord by Six Bridges! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!



