We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

  1. We don’t use our dishwasher- so should we save money by not buying one during our kitchen remodel? (Weighing frugal vs cheap)
  2. Are there any downsides to snagging any of the bank bonus offers?
  3. How can I get our car insurance premiums down with a kid off at college?
  4. What is the best way to invest during a bear market?
  5. My kid is an authorized user on my credit card- should I kick them off once they turn 18?

Additional links:

  • Bank bonuses – Doctor of Credit has the most comprehensive list of the best bonuses that banks are paying on new accounts.
  • Investing – And of course we touched on investing during this episode- listen back to how we invest our money with brokerage houses like Fidelity, M1 Finance, and Vanguard.
  • Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
  • Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed an Udder Chaos Chocolate Milk Stout by Talisman Brewing- thanks Andy for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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