Investing advice is the number one reason why people hire financial advisors, and we’re here to tell you that you’re wasting your money!!! Certainly, a financial advisor could help you with other things like financial…

You can get an extra month of Amazon Prime for free if you ask- yep, if your stuff doesn’t arrive when it’s supposed to, contact Amazon and often times they’ll make it happen! Asking for…

Craigslist is still one of the best places to purchase a new used car! This was Matt’s VW listing photo, before buy his used fancy pants Honda Odyssey on Carvana. Transportation costs are American’s highest…

Community is so incredibly important! In a culture today that values self-sufficiency and where it’s every man for himself, we felt it was necessary to spend an episode covering one of the key fundamental values…

Finding a cute house isn’t the only thing to consider when deciding if you should buy or continue renting. Purchasing a home is always a good idea… right?! And renting is a huge waste of…

Credit cards can be a double-edged financial tool, and in this episode we cover how you can use them like a pro. Do you find yourself carrying a balance from one month to the next?…

While so much of cutting your monthly bills is behavior based, getting a smart device like a Nest Thermostat can be an easy way to reduce your heating and cooling bill. Cutting your monthly bills…

Here’s Matt swimming in Upper Cathedral Lake at Yosemite! Personal experiences and travel are quickly gaining traction as the hip and ‘correct’ things to spend your money on. However even travel can be a waste…

Spring is here, so it’s time to clean out your home and sell the junk you no longer use! We all have too much stuff in our lives and not only does it take up…

While the path to retirement and financial independence isn’t complicated, it can be hard work. Be sure to maintain balance with an affordable vacation! The HTM family soaking it in at Rosemary Beach. Investing for…