Nobody enjoys paying full price- who doesn’t like scoring a sweet deal?! Yet many of us don’t think to do what it takes to pay less for the things that we buy. Whether it’s the fear of rejection or not wanting to be perceived as a cheapskate, there are a number of false narratives at play that are keeping us from pouncing on discounts. And it’s important to simultaneously keep in mind that, in the words of Michelle Singletary, “discounts make us dumb!” In the quest to pay less, it’s important to not fall victim to the ploys of marketers and advertising! We discuss all of these patterns of thinking, as well as the steps that we need to take in order to ensure that we’re getting the absolute best deal on almost everything.

  • Here’s that online cicada cookbook that I came across- has anyone actually tried to prepare and eat cicadas or other bugs?!
  • Of course, if you’re not using the Honey extension on your browser– you’re seriously missing out on some savings.
  • And when it comes to asking another person IRL for a discount, don’t forget to:
    • be knowledgeable/prepared
    • be nice
    • make sure you’re talking to the right person
    • try the cash discount
    • ask for additional freebies
    • be willing to delay
    • be willing to walk away

And listen up, regardless of where you are on your own financial journey, implementing the responsible use of credit cards is something we fully believe in. It’s smart to utilize the additional benefits that credit cards offer, though we don’t want you to be tempted into spending more than you otherwise would. But if you’re looking to maximize your credit card benefits, Chase is offering the best welcome offer we have ever seen. The Chase Sapphire Preferred Card is rewarding folks $1,250 after the initial spending requirements of $4,000 over three months!

During this episode we enjoyed an Origins by Crooked Stave! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
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2 comments on “How To Pay Less For Almost Everything – Episode 377

  1. Alicia Jun 30, 2021

    Guys, you’re about 2-3 weeks late on the cicadas. You might find a straggler here and there, but they pretty much died and went underground by mid-June. Maybe next brood?

    • Yep, shortly after we recorded that episode I also saw that Atlanta wasn’t likely to see (or hear) many cicadas this year anyways- looks like Brood 19 is the next one to look forward to for us in 2024!