It’s time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: tax refunds taking longer than usual, higher capital gains are coming, losses in Robinhood, our (not-so) secret to credit card use, qualifying for credit cards with bad credit scores, student loan remorse, $1,000 rental cars, finding affordable rental cars, refinancing your home now, email scams, hypnosis scams, and robo-call scams.
Additional links from this episode:
- Assuming you’re using your credit cards like you’re supposed to and not carrying a balance, interest rates and lates fees are irrelevant. So then what truly matters? The credit card rewards and benefits you get based on how you spend!
- A college degree is still worth getting for the vast majority of folks, but just make sure you’re spending as little as possible on college like we discussed with Ron Lieber.
- Tax refunds – Here’s a full post on good things to do with your tax refund!
- And help us to name our vans! We talked with car expert LeeAnn Shattuck on Monday about how we should name our vehicles and now we want to hear from you because we’re going to start using the best names for my gray van and Joel’s blue van. Leave your suggestions here in the comments, over in our FB group, or over on Instagram!


And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!
Best friends out!
Matt’s: Foghorn Leghorn (will accept the use of Foghorn by itself up to 60% of the time)
Joel’s: Derek Zoolander’s Blue Steel (Derek for short)