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Category: Newsletter

  • Newsletter

Bigger Ain’t Better, Savings Slumps & Asking ‘Why’ on Repeat

  • March 19, 2024
  • Tagged as: asking for discounts, budgeting, down payment, house hacking, salary raise, tracking expenses

Happy Tuesday, HTM Family! A couple of reminders for today… – You control your pace today 🏃🏽‍♂️– You get to choose the music 🎵– You are in charge of your agenda 📝– You own your…

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Avatar photo Joel
  • Newsletter

Munger A.I., Forever Renters, & Portfolio Dead Weight 👎

  • March 12, 2024
  • Tagged as: 401k, credit score, emergency fund, personal finance, renting, saving money

Good morning, HTM Family! [Hey Chat GPT: “Pretend you are the late Charlie Munger and write a short poem about what true wealth is in life and how to achieve it”]… ✨ In wealth’s pursuit,…

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Avatar photo Joel
  • Newsletter

Matching Majors, Flex Budgets, & Defending Your Dollars 🥷

  • March 5, 2024
  • Tagged as: budgeting, careers, emergency fund, Financial Independence, saving for retirement

Good morning, lovely souls! If you don’t create a routine, you will be assigned one. If you don’t create a purpose, you will be assigned one. If you don’t create a career, you will be…

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Avatar photo Joel
  • Newsletter

Facts > Feelings, Grocery Hacks & HTM Bingo! 🎱

  • February 27, 2024
  • Tagged as: emergency fund, Financial Independence, Life Hacking, money challenges, personal finance, saving money

Good morning, money lovers!! FEELING: I’m way behind financially… FACT: You’re probably doing way better than you think you are. Every dollar you are saving builds a stronger, wealthier, future you. Keep going! FEELING: The…

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  • Newsletter

Savings Rates, Frugal Techies, and Toyota’s FTW 🚘

  • February 20, 2024
  • Tagged as: 401k, buying a new car, car loan, emergency fund, savings rate

Happy Tuesday, money lovers! Here are some reasons why people fail when trying new things… And here are the reasons people succeed when trying new things… ****** Just something to think about when you tackle…

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Avatar photo Joel
  • Newsletter

Frugal Romance, Crazy Concert Costs, & You Doing YOU 💪

  • February 13, 2024
  • Tagged as: emergency fund, family finance, mindful spending, money newsletter, saving for retirement, saving money

Morning, money tribe!! Would you let a stranger write your to-do list for the day? 📝 (Of course you wouldn’t. Because they don’t know anything about you and only you know what needs to get…

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Avatar photo Joel
  • Newsletter

Tax Ninjas, Happy Memos, & 401k Matching Magic ✨

  • February 6, 2024
  • Tagged as: 401k, budgeting, emergency fund, Life Hacking, money newsletter, saving for retirement
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Good morning, money nerds! It’s Tuesday today, a great day to… T rack your spending 🧮U pdate your budget 📝E at homemade meals 🍳S tart a fun side hustle 💸D eclutter your workspace 🏠A utomate…

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Avatar photo Joel
  • Newsletter

Free TV Apps, Hot Housing & 24-Karat Poop 💩

  • January 30, 2024
  • Tagged as: 401k, emergency fund, free stuff, saving for retirement, stock market

Happy Tuesday, happy people! You’ve probably seen this list before — but it never gets old… 👇 Successful People: Unsuccessful People: ******* Something to think about this week. Is there anything from the top list…

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Avatar photo Joel
  • Newsletter

Book Worms, Clutter Bugs & Getting 2% Better 🙌

  • January 23, 2024
  • Tagged as: budgeting, credit cards, declutter, investing, Life Hacking, saving money

Good morning, lovely people!!! If you have a roof over your head right now, look up and say “Thank you Mr. roof! You are awesome!” If you have food in your fridge right now, open…

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Avatar photo Joel
  • Newsletter

Career Cushioning, Loving Leftovers, & Being Your Awesome Self! 🫵

  • January 16, 2024

Today you are You,that is truer than true.There is no one alivethat is Youer than You. ~ Dr. Seuss Morning, y’all! Just a quick reminder: Be YOURSELF today. Be yourself! You are way cooler than…

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Avatar photo Joel
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