
It’s vitally important to discuss financial optimism because a LOT of folks have negative money scripts floating around their heads. Their pessimism hurts their current view of their money and their future financial wellbeing. How can we combat that? Financial optimism. We need to understand the good that currently exists in our lives and cultivate a hopeful attitude towards our finances. When we’re pessimistic about the current state of our financial health, it leads to inaction and that creates a cycle that secures that pessimism for the long term. It’s time to flip the script, change how we view our finances, and start doing awesome things with our money!
Additional resources
- That quick article in the Economist about why Americans spend more on lunch than Britons do.
- Joel mentioned Len’s annual writeup of the cost of 10 popular brown bag sandwiches
- More research on the impact that optimism has on our lifespan (spoiler: it’s positive!)
- And to bring it all home, there is a direct correlation between our optimism and the health of our finances.

During this episode we enjoyed a Caramel Macchiato Stout by Old Bust Head- a big thanks to Matt’s in-laws for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you.
Best friends out!
You mentioned you would post a link to your friend’s spreadsheet about the cheapest brown-bag lunches. Looking forward to it! Love the show.
Hey Gabriel, thanks for the reminder- I’ve updated the notes above!
But you can also find it here: https://lenpenzo.com/blog/id56145-my-11th-annual-cost-survey-of-10-popular-brown-bag-sandwiches.html
Thanks! Much appreciated.
Hey, guys! Thanks for the shout out. Great show … don’t sell those lunch trucks short. The lunch truck at my work has the best chicken tacos every Friday! Or at least it used to — I’ve been on a diet for a long time now.