We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
- My mom bought me a single DRIP stock when I was a kid- should I sell or hang onto it?
- Can I fund a brokerage account for my niece that pays dividends, in order for her to set up a Roth IRA?
- Should I take advantage of a vacation savings match that’s offered by my employer?
- Cell phone insurance that comes with credit cards: does it apply if you pay your bill annually as opposed to monthly?
- Is an assumable mortgage a legit way to find an affordable home?
Additional links:
- Cell phone insurance – Renters rejoice!!! The new BILT Mastercard lets you earn points when paying for rent! (and could provide cell phone insurance, even if you’re paying your Mint bill annually!)
- Travel Budget – New post up on how to save up for a vacation. It’s always better to pay in cash vs. take on debt and make traveling more expensive.
- Free and Clear – Should you pay off your mortgage early?
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Kanazawa Hyakumangoku Koshihikari Ale by Wakuwaku Tezukuri Farm Kawakita- thanks for sending this one our way Julia! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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