We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

  1. What do y’all think about Bitcoin?
  2. Where should we save or invest our down payment for a new house?
  3. Is it too risky to keep my savings in Coke stock?
  4. Should I close a credit card that I opened on accident?
  5. Does it make sense to invest in a 403b or a 457?

And here’s one of the distinctions between us and other personal finance fundamentalists out there: we believe in the responsible use of credit cards. It’s smart to utilize the additional benefits that credit cards offer, though we don’t want you to be tempted into spending more than you otherwise would. But if you’re looking to maximize your credit card benefits, Chase is offering the best welcome offer we have ever seen. The Chase Sapphire Preferred Card is rewarding folks $1,250 after the initial spending requirements of $4,000 over 3 months!

During this episode we enjoyed a Master Shredder by The Veil Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
* User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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2 comments on “Ask HTM: Bitcoin in Our Portfolio, Fixing a Credit Card Mistake, and Putting Savings in Coke Stock – Episode 412

  1. LT Simmons Sep 23, 2021

    Hi Joel & Matt,

    Super cool podcast, entertainingly educational! I feel like I need to take notes while I’m driving. Thanks for answering the caller with the great credit score inquiring about canceling a credit card he’d gotten by mistake. In your opinion, what’s the best credit score reporting platform? Between CreditKarma, Experian, TurboTax, FreeCreditReport, etc, the numbers even from the same bureau can be so different.
    Thanks for what you guys do every week,

    L. Simmons

    • Hey LT, thanks for the kind words. I’m glad the show has been helpful! I like Discover’s CreditScoreCard.com. It’s a really simple interface and you get to see your FICO score which is a good one. Credit Karma is also excellent. And they’ll give you more robust information on how to improve your score if that’s what you are looking for.