We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
- What do y’all think about Bitcoin?
- Where should we save or invest our down payment for a new house?
- Is it too risky to keep my savings in Coke stock?
- Should I close a credit card that I opened on accident?
- Does it make sense to invest in a 403b or a 457?
Additional links:
- Our conversation with Jacob Goldstein is what got us thinking differently about cryptocurrency and Bitcoin specifically.
- If you’re wondering when it makes sense to close a credit card- we have an article for you.
- And for the teachers out there who might have access to a 403b or 457b, definitely head over to 403bwise.org where you can learn more about both plans and if they make sense for you.
- A quick note to point out that sky-diving may not be as risky as it seems!
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cash back offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Master Shredder by The Veil Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
* User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Hi Joel & Matt,
Super cool podcast, entertainingly educational! I feel like I need to take notes while I’m driving. Thanks for answering the caller with the great credit score inquiring about canceling a credit card he’d gotten by mistake. In your opinion, what’s the best credit score reporting platform? Between CreditKarma, Experian, TurboTax, FreeCreditReport, etc, the numbers even from the same bureau can be so different.
Thanks for what you guys do every week,
L. Simmons
Hey LT, thanks for the kind words. I’m glad the show has been helpful! I like Discover’s CreditScoreCard.com. It’s a really simple interface and you get to see your FICO score which is a good one. Credit Karma is also excellent. And they’ll give you more robust information on how to improve your score if that’s what you are looking for.