We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1. What are the tax consequences of selling a single stock within my Roth IRA?
2. How do I shift my mindset from saver to spender as I enter my retirement years?
3. I’m getting close to making too much money to qualify for a Roth- how can I avoid that income threshold?
4. Will closing a bank account that I’ve had since my teenage years hurt my credit score?
5. Are Flexible Spending Accounts (FSA) worth the hassle?

Additional links:

• Investing – And of course we touched on investing during this episode- listen back to how we invest our money with brokerages like Fidelity, M1 Finance, and Vanguard.
  • Roth – If you’re not already investing in tax advantaged accounts, listen to why we think you should start with the beautiful Roth IRA.

• Money Mission Statement – Check out the worksheet we created to help you create your own Money Mission Statement! Download it, and give it a solid 30 minutes one evening to really begin some soul searching to determine what you want your life to look like.

• Credit report – Though we’re not recommending making this a weekly practice, you’re still entitled to a free credit report every week from each of the three credit bureaus at AnnualCreditReport.com
  • Good enough – We also touched on the fact that you don’t need a perfect credit score– check out that episode!

• FSAs – Flexible Spending Accounts are use-it or lose-it, so be sure to make qualifying purchases over at the Amazon FSA Store or the FSAstore.com

• HSAs – Learn all about the HSA Triple Tax Advantage!

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Blood Orange Double Wit by Ponderosa Brewing- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!