When was the last time you were delighted by something or someone?! For Joel, it was when the tree removal company came back out to his house to re-tarp his roof AND they refunded him for it. That’s some Aldi twice-as-nice-guarantee action right there. Not only did they correct the mistake but they went above and beyond to make sure he was happy. And I think that ‘unexpectedness’ is what makes something truly delightful- when it’s a surprise. And similarly when it comes to credit cards we all know of the basic bonuses and cashback, but when you’re able to score a benefit that you weren’t expecting- that’s when the delight kicks in. Whether it’s free wine tastings, airport lounge access, or built-in cell phone insurance that you didn’t know you had. That’s what we’re discussing today- some of the lesser known but truly fun and beneficial perks to using the right credit cards.

Additional links:

• Proper usage – There’s a right way and a wrong way to using credit cards.
• Credit score – Stay away from these credit score myths!

• A few specific cards mentioned today:
  • Primary rental car insurance with the card_name.
  • Cell phone insurance with the Bilt Rewards Mastercard.
  • Return protection with the card_name.
  • Airport lounges/Walmart + with the card_name.

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Jammiest Bits of Jam by Sour Cellars! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!