When Frugality Doesn’t Cut It – Episode 157

We can only go so far with being frugal, before we venture into the realm of cheap. Now don’t get us wrong- frugality is a great tool in your personal finance swiss army knife. We’re…

These Freelance Skills are in High Demand

Now that the winter doldrums have set in, you may find yourself daydreaming of a warm sunny beach. Or maybe you just wish you were able to sleep a little longer in your soft cozy…

Ask HTM: Savings Interest Rates are Dropping, What to do if You’re Overpaid, and Investing in an ESPP – Episode 156

This week on the podcast we’re answering your questions! 1 – I was overpaid by my employer, what should I do now? 2 – Should I convert my 401k into an IRA? What considerations should…

Waking Up Early and Intentional Living with 5am Joel – Episode 154

It’s probably going to be hard, but waking up earlier this year can help you to get your personal finances in order! We’re excited to talk with our friend 5am Joel about how he got…

A New Year with More Margin – Episode 153

When 80% of folks report that they’re living paycheck to paycheck, it’s clear that this lack of margin in our lives is a major contributing factor to why we have some much stress in our…

Ask HTM: Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck – Episode 152

This week on the podcast we’re answering your questions! 1 – Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 – How diversified are index…

Money, Your Brain, and Buying Happiness (Bestie) – Episode 151

Merry Christmas and happy holidays! In the midst of all the festivities, now is a good time to ask ourselves: “Buying new stuff makes us happy, right?” Well if you have a need that is…

Don’t Mess Up Your Taxes, with Keith Schroeder – Episode 150

Our guest today is Keith Schroeder who began working in the backwoods of Wisconsin on a family farm fixing silo unloaders- not the kind of job most of us had growing up! But his passionate…

Cash, Debit, or Credit? – Episode 149

How we pay for things has a LOT of implications. Chances are whether you use “cash, debit, or credit” is more a result of habit than a thoughtful approach to your spending. “I use my…

Ask HTM: Paying Off Student Loans with a Cash Out Refi, Section 8 Landlording, and Lump Sum Investing – Episode 148

This week on the podcast we’re answering your questions! 1 – Should we go with a cash out mortgage refinance in order to pay off student loans? 2 – Can I contribute to a self…