Listener Question: Life Insurance – Episode 032

August 15, 2018
Life Insurance

Set it and forget it! One of the awesome things you can count on with a level term policy is that the premiums never change.

Nobody ever talks about life insurance, so naturally, we’re doing an episode on it! While likely the least sexy aspect of personal finance, it’s incredibly important- especially if you have loved ones who are dependent on you, and the income you earn. This week we’re answering a listener’s question as he specifically asks if he has enough life insurance in place, as well as how important is his age when it comes to his annual premiums. These are some awesome questions (thanks Josh) so listen to the entire episode to hear our thoughts on life insurance!

Hopefully by the end of this episode, we’ve convinced you to purchase, or at least consider life insurance, and so your next stop would be either Policy Genius or Haven Life to compare plans.

Odd 13 Intergalactic Juice HunterAnd at the beginning of this episode we each enjoyed an Intergalactic Juice Hunter by Odd13 Brewing which you can find and learn all about on Untappd. A huge thanks to listener Carl for doing a beer trade with us! If you enjoyed this episode, be sure to subscribe and review us in Apple Podcasts, Castbox, or wherever you get your podcasts!

Cheers!

Leave a Reply

Your email address will not be published. Required fields are marked *

2 comments on “Listener Question: Life Insurance – Episode 032

  1. Avatar Matt Ross Apr 23, 2021

    Hey guys! Love the pod!🙌🏻

    I’m a massive fan of dividend paying whole life from a mutual company (perm). Not UL’s or VULs. Has this ever been discussed on your show?
    If structured correctly, a Whole Life policy is one of the best financial instruments available to those with good savings habits and cash flow.
    I’d love to hear your takes about it.
    I feel like it’s a misunderstood product bc it’s pitted against investments and most life agents don’t know how to engineer a policy correctly.

    • Hey Matt, we appreciate you listening!

      For the most part, we’re not fans of getting insurance mixed up with investing, but we’d love to talk about this in more detail on the podcast- specifically as a listener question. Would you be down to send us a voice memo? https://www.howtomoney.com/ask