Better know a podcast host! Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb alert scores, and we might even talk a little too much about how much we’re riding our bikes. So if you’ve been listening for a few years you might know a good bit about us- that happens after 463 episodes! But we’ve never done a deep-dive origin story on the show and what better time to do that than here at the beginning of the year. So during this episode you’ll get to learn all about Joel’s money origin story- favorite jobs as a kid, how a bankruptcy shaped his early perceptions of personal finance, switching colleges to avoid taking on more student loans, his splurge as a single professional, and pursuing financial independence through investing in real estate.
Additional links:
- Capitalize is the site we discussed where you can easily move an old 401k.
- Here’s the interview we recorded with consumer advocate Clark Howard.
- Some of the other episodes where we really dive into investing in real estate: Is Real Estate Investing Right For You?, Managing Rental Properties Effectively, & Is It Dumb to Buy A House When the Market is Hot?
- Leanne Brown has a great free cookbook called Good & Cheap.
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cash back offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Woodland Pursuit by Humble Forager! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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Once again, you promised a link in the show notes but did not provide. Either quit promising or start to come through. In this case it was the link to the episode with Clark Howard. Another recent one was the link to the free cookbook. Have a great day!
I can’t find the link to the 401k rollover website you mentioned, am I missing it?
You’re right- forgot to include that! I’ll update the show notes, but for now here it is: http://capitalize.sjv.io/kjQX7v