It’s time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: whether or not everyone should have a HELOC, used cars costing more than new, direct to consumer cremations, taking 36 months to pay for a cell phone, investing in emojis, cryptocurrency tax refunds, why high interest savings rates really aren’t that high, & credit card ‘thank you points’ vs cashback.

You can’t beat the Chase Sapphire Preferred!
  • Extra cash – And regardless of where you are on the path to financial independence, we believe in the responsible use of credit cards. It’s smart to utilize the additional benefits that credit cards offer- for instance the 60,000 points that come with the Chase Sapphire Preferred Card. That’s $750 when you redeem through Chase Ultimate Rewards! This is no joke- I’ve already done this myself which we discussed on a recent episode after I met the initial spending requirements of $4,000 over 3 months!

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
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2 comments on “Friday Flight: Emoji Investing, Crypto Tax Refunds, & When Buying Used Costs You More – Episode 477

  1. Justin Feb 19, 2022

    Hi! You guys mentioned a place to invest your home down payment on this episode “HOM”. As you can imagine “HOM” is not very google-able! After a bunch of fruitless google attempts, I finally found this: Thought I’d share a link, in case anyone else wanted to find more info.

    Also, I’d really like you guys to do a deeper dive into what you can do with your down payment money until you’re ready to pull the trigger on a home purchase. I know it would help me, and I’m sure I’m not alone.

    Thanks for all that you do!

    • Good point, Justin! We should really have spelled that one out a little better. But yes, that is the link to the HOM fund. I really like what it’s trying to do. I’ve thought about writing an in-depth article about saving for a down payment. I’ll put that on my to-do list. Cheers!