We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
- How do I go about creating a budget with a highly variable income?
- As new parents we want to start saving money into a 529 plan but how much should we aim to invest?
- Avoiding capital gains when selling a primary residence?
- Should most folks have long term disability insurance?
- Taking advantage of “3 paycheck months”!
Additional links:
- Budgeting – It can be a really great idea to figure out how little it would take to live on with a bare bones budget, if the proverbial ish hits the fan.
- 529 Alternatives – While most 529 plan alternatives don’t have the same tax advantages, they might offer more flexibility for your situation.
- $500,000 – Avoid paying $500k in capital gains when you sell your primary residence if you’re married! This is one of Carl’s strategies with his live-in-flips!
- Van life – We referenced our convo with Chris & Cristi and we’d like to check out Albuquerque one of these days.
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!
During this episode we enjoyed a Malpais Stout by La Cumbre Brewing- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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