We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
- Should I draw on my Thrift Savings Plan to use as seed money for my new business?
- What advice would you have for me as a 16 year old who wants to start investing now so I don’t have to work forever?
- Do y’all think it’s a good idea to pay $50,000 cash for a new car when I currently have a car loan?
- Are all of my Roth 401k funds accessible penalty free, before age 59.5, after rolling them to a Roth IRA?
- I’m currently in Money Gear #7, should I pay off my home early or invest over the next couple of years?
Additional links:
- Entrepreneurship – Listen back to episode 247 when we talked about how you can start a business with no money with Alan Donegan.
- 401k – Capitalize is the site we discussed where you can easily roll over an old 401k for free- don’t let your retirement dollars languish with an inferior provider!
- Also check out our full Capitalize Review post, based on Joel’s personal experience!
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a JREAM by Burley Oak Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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