Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- Should I execute a Roth conversion during a sabbatical year from work?
- How do I remedy an out of control car loan that’s worth less than what I owe?
- Do y’all think I can withdraw more than what the 4% rule says is safe?
- Can I use HSA funds to pay for healthcare premiums?
- Is it time to use a 0% balance transfer card to get us out of some unexpected debt?
Additional links:
- Roth conversions – Taking advantage of a lower income year to perform a Roth conversion is a really financially savvy move!- and it’s not just for early retirees!
- Balance transfers – Here are some other things to consider, like, does a balance transfer hurt your credit score?
- Cars – We’re pretty much always going to point you in the direction of buying a used car, but there are some instances where buying a new car might be worth it.
- HSA – I’m not sure who needs to hear this but Health Savings Accounts, or HSAs, are the ultimate retirement accounts.
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!
During this episode we enjoyed a Hop Showers by Other Half Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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