Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- How can I find a financial coach to help me to quit living paycheck to paycheck?
- Should I put my savings in a money market account if I’m saving up for a home down payment?
- Which student loans are actually going to be cancelled after a period of time?
- I have thousands in medical bills that are coming due – should I put those charges on a credit card if I have the cash?
- Does it make sense to sell the old truck in order to pay off our house a few months earlier this year?
Additional Links:
- Free Financial Education – Here’s our extensive list of free resources to help increase your financial literacy!
- Credit Freeze – Here’s how and why we think you should freeze your credit!
- 401k – We recommend using Capitalize to roll over your old 401k for free!
- CIT Bank – Here’s the bank we use and love! No fees, no minimum balance requirements, and an awesome HYSA interest rate for your cash!
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here
- Cheap cell plans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile.
- Community – Join a thriving community of fellow money nerds in the HTM Facebook group
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Spring by Creature Comforts! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!



