Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- Cash back or travel points credit card… aren’t the rewards basically the same?
- Should I continue to let my investments in my taxable brokerage account continue to grow or should I focus on my mortgage?
- What factors like size and location should we consider when buying our first apartment?
- Does it make sense to pay for a credit lock with the 3 major credit bureaus?
- Can you help me understand Joel’s Costco Instacart hack?
Additional Links:
- Credit freeze – Definitely don’t pay for a credit freeze! You can do it for free, and here’s our post with all the info and links.
- Travel Cards – Here’s our list of best travel credit cards, which typically come with amazing welcome offers!
- Credit Card Tool – Looking for the a different credit card rewards style? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here
- Cheap cell plans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile.
- Community – Join a thriving community of fellow money nerds in the HTM Facebook group
During this episode we enjoyed a 2025 Bigfoot by Sierra Nevada! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
