Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- How do I increase my 401k contributions by the same percentage of the raise I just received?
- Where should I open a brokerage account for my single stocks that I trade for the dopamine hit?
- My CD is about to mature – what should I do with that $75,000?
- Will paying down my mortgage or making home improvements give me a bigger ROI?
Additional links:
- MTG payoff – If you’re thinking about paying off your mortgage early, here are the pros and cons, as well as best strategies to do so!
- Investing – All our favorite brokers (as well as index funds) are listed in our beginner’s guide to investing. Check it out if you’re new to opening brokerage accounts.
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
- Cheap cell plans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile.
- Community – Join a thriving community of fellow money in the HTM Facebook group

During this episode we enjoyed a Super Megabite by Hop Butcher for the World! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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