A bare bones budget is a spending plan which only includes the bare necessities you need to get by should a financial disaster strike.
Ask HTM: Diversifying to FI, Upside Down on an RV, & Extreme Lengths to Buy a Home – Episode 937
- January 27, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...
Friday Flight: Trump 2.0, Ghost Jobs, & Insufficient Savings – Episode 936
- January 24, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to...
The Art of the Sabbatical w/ Cady North – Episode 935
- January 22, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
When most folks hear the word “sabbatical”, their mind probably goes to a professor with a tweed jacket, who has earned tenure at a prestigious university, who is going to use that time to write...
Ask HTM: Supercharging Retirement as a Freelancer, HSA for Medical vs Retirement, & “Investing” in Your Primary Residence – Episode 934
- January 20, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...
Friday Flight: Awful AI Advice, Booming BNPL, & Frittering on Fitness – Episode 933
- January 17, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to...
CRUSH Your Money Goals w/ Bernadette Joy – Episode 932
- January 15, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
SMART goals are out, CRUSH money goals are in! We’re joined today by expert money coach Bernadette Joy, who we met for the first time last year at the nerdy personal finance and media conference...
Good morning, HTM Family! Feeling a little overwhelmed this week? Me too 🙋♂️ Here are some quick reminders: And lastly, Keep grinding. Stay positive! OK now let’s chat about money stuff! 👇👇👇 TO DO Deal…
Ask HTM: Sahm Rule Recession Indicator, New App Gives Kids IRAs, & Paying for Big One-Time Expenses – Episode 931
- January 13, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...
Friday Flight: Credit Score Supremacy, Avoiding Alts, & Points in Purgatory – Episode 930
- January 10, 2025
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to...



