Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- Is there a new homeowner rule of thumb for housing maintenance for that first year of ownership?
- Should I use ChatGPT in order to juice my savings returns?
- Does it make sense to pay off my mortgage with savings in a brokerage account?
- Do I include a pension lump sum when calculating my net worth?
- Churning gym membership free trials: frugal or cheap?
Additional links:
- CIT Bank – Here’s the bank we use and love! No fees, no minimum balance requirements, and an awesome HYSA interest rate for your cash!
- Schwab pension calculator – Check here to determine if taking a pension lump sum is better than monthly payments.
- PushJerk – My free workout programming for those interested!
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here
- Cheap cell plans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile.
- Community – Join a thriving community of fellow money nerds in the HTM Facebook group
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
During this episode we enjoyed a Lil Biggie on Chrome by Contrast Artisan Ales! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
