Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we cover some relevant and helpful stories like: higher fees for robo advisors, forgiveness freeze, DeFi debacle, cash stuffing to get ahead, sunsetting credit card benefits, college degree displeasure, streamlining college with direct admissions, states with the best 529 plans, and fine art vs the S&P.

Additional links:

• Budgeting – Start a budget (here are 4 easy budgeting methods), or at the very least begin tracking with YNAB or Mint.
  • And it can be a really great idea to figure out how little it would take to live on with a bare bones budget, if the proverbial ish hits the fan.
• College – Before applying for college, research to determine what you’re likely going to earn your first year out of college- and then limit your total student loans to that first year’s income. And you can research salary at Salary.com or dive into the data over at the Bureau of Labor Statistics.
  • CommonApp.org and Niche.com are two sites that are working directly with colleges to streamline the process for high school students- it’s worth giving it a shot!

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cash back offer! Just toggle the sliders and you’ll know which card to consider.

And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

Best friends out!

<sub>* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
* User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.</sub>