We’re joined today by Yanely Espinal, who is also known as MissBeHelpful in the online world of personal finance. Yanely was born in Brooklyn, she is a first generation daughter of immigrants, and even though she went to Brown University it didn’t take long for her to rack up over $20,000 in credit card debt. Academic performance doesn’t automatically mean that you know how to handle your money, and Yanely knew that she needed to make some changes! Before long she was sharing her experience online in order to help others and she parlayed her teaching career into serving as the Director of Educational Outreach at Next Gen Personal Finance. And now she’s recently published her first book: Mind Your Money. She is also currently on a political roller coaster ride across the country in order to convince lawmakers to make personal finance a high school graduation requirement. Listen as we talk about all of this and more today!

Additional links:

• Yanely – And you can find her on all of the socials as @MissBeHelpful: Instagram, Twitter, & TikTok. And of course don’t forget about her book: Mind Your Money.

• Financial literacy – And if you’re a teacher looking for resources, or someone who is just interested in helping to promote financial literacy in schools within your state, be sure to head over to Next Gen Personal Finance (NGPF) to see how you can get involved.

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Codebreaker West Coast IPA by Trademark Brewing. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!