For a year that was dominated by headlines of destructive hurricanes, cyberattacks, and political uncertainty, we think it’s more important than ever to highlight some of the good things that happened – and no, we’re not talking about Joel’s Costco rebate check! Not only do we get to share our personal financial wins from 2024, but an incredible number of How To Money listeners have achieved major milestones with their money this year.
Creating this episode always fires us up, and we hope it does the same for you! From hanging onto an old 4Runner to keep costs in check, to flying to Hawaii four times for free with a Southwest Companion Pass, and maxing out a 401k for the first time, all the way to hitting millionaire status and getting dentures to save! The stories we’ve heard are nothing short of inspiring and we hope today’s episode not only helps you celebrate these wins but sparks ideas and provides some motivation for some epic financial moves in 2025. Here’s to learning from each other, crushing goals, and making it happen together!
Additional links:
- SW Companion – Learn all about the Southwest Companion Pass and the fastest way to earn it!
- Cheap Cell Plans – We both switched to US Mobile plans and are loving it! Same great coverage as the big networks, at literally half the price. Check out our full review post of US Mobile here
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Community – Join a thriving community of fellow money nerds in the HTM Facebook group
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

During this episode we enjoyed a Falling Star by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!



