Nobody likes to be late to a party – the good snacks and drinks are gone, you’ve missed out on some inside jokes, and other friends may have already dipped out! It’s a bummer to feel like you’re out of the loop, because once you finally do learn about something important, like investing for your future, you’re in the disadvantaged position of having to make up for lost time. And I think that’s how a lot of folks feel when they first learn about FIRE, Financial Independence Retire early, “Sure, I’d be able to retire early too if I had heard about this 30 years ago!” But we’re here to tell you that it’s not too late, and our guest Jackie Cummings Koski is living proof that you didn’t have to start investing in your 20s in order to reach FIRE. Having only woken up to handling her finances responsibly at the age of 38, it only took her around a decade to call it quits (earning less than $100k/year), proving that you can achieve financial freedom even as a late comer. Jackie is a CFP, the author of the recently published FIRE for Dummies, and she’s also the co-host of the podcast Catching Up to FI which is going to be our theme for this episode – getting caught up with your investments!
Additional Links:
- FInomenal Woman Website – Check out the FInomenal Woman website to learn more about the work Jackie does!
- Catching up to FI – If you can’t get enough of Jackie, be sure to like and subscribe to her podcast, Catching up to FI!
- F.I.R.E. For Dummies – Check out Jackie’s book, F.I.R.E. For Dummies!
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Retire Early – Interested in FIRE? Here’s our step by step guide on How to Retire Early.

During this episode we enjoyed a Pretty Bird by Gate City Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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