Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

  1. What’s the point of sticking money in a Health Savings Account?
  2. Does it make sense to lease a car since I’m so dependent on my vehicle for work?
  3. Should I consider small cap value funds in order to maximize investment returns?
  4. Am I too well off to snag free items from a Buy Nothing group?

Additional links:

  • Honda w/300k miles – A blast from Joel’s past!
  • Leasing – We’re never fans of leasing a car. And of course, the easiest way to not have a car payment (other than paying in cash), is by not getting that car in the first place! Hear our thoughts on cutting a car from your life.
  • Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.
  • Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Sundog by Monday Night Brewing- a big thanks to Ryan for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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