Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1. Shouldn’t more folks consider using velocity banking to pay off debts?
2. I have an extra $1,000 at the end of every month; should I invest those dollars for a period of time before paying down my mortgage?
3. What is the best way to go about paying for flight school?
4. Does it make sense to drop full coverage on my 2016 car that’s fully paid off?
5. My husband and I are considering a 401k loan- what should our concerns be?

Additional links:

• Money Mission Statement – Check out the worksheet we created to help you create your own Money Mission Statement! Download it, and give it a solid 30 minutes one evening to really begin some soul searching to determine what you want your life to look like and therefore, what you should be doing with your money!

• Jobs that pay – Check out data by the BLS that estimates what you can expect to earn in given occupations.

• Car insurance – Don’t cheap out on car insurance but we do want you to save as much money as you can!

• Balance transfer – If you’ve got your act together, then a counterintuitive move is to utilize a credit card. Read our full article to see how you can use a 0% balance transfer credit card to help you pay off some debt.

• Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cashback offer! Just toggle the sliders and you’ll know which card to consider.

• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Once Upon An Orchard by Allagash! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!