Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1. Does it make sense to buy a house with 5% down to avoid paying rent?
2. What financial tasks should I cross off the list for my 18 year old daughter?
3. The Rule of 55 allows me to tap a 401k early, but do 401k rollovers also qualify?
4. How can a small business start offering retirement benefits on the cheap?

Additional links:

• Flight delays – For help making an EU261 claim for a delayed or canceled flight in Europe, check out AirHelp.

• Credit freeze – Make it harder to lose money to scammers by freezing your credit.

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• Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Violent Green by Ever Grain Brewing- a big thanks to Rhiannah for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!