Ask HTM: Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook – Episode 164

February 10, 2020

This week on the podcast we’re answering your questions!

  1. Should I continue to balance my checkbook every month, or is it a waste of time?
  2. I have 2 daughters who rarely drive- how can I reduce how much I spend on their car insurance?
  3. Should I purchase a primary residence or a couple investment properties instead?
  4. Is identity theft insurance worth the money?
  5. As a small business owner, should I consider offering a SIMPLE IRA or a 401k?

And if you have a question for us, we’d love for you to submit your own via

Additional resources:

During this episode we enjoyed an Agrestic by Firestone Walker – a big thanks to our friend Josh for donating this beer to the show, and as a friend of the show you’ve earned enough points and have officially reached ‘silver status’! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!

Best friends out!

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