We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

  1. Is it a good idea, or is it even possible to invest 100% of my income in a Roth IRA?
  2. I’m finally dropping the big bank that I’ve been with- what should I keep in mind?
  3. Should I ladder my target date funds across multiple years or set it and forget it with a single fund?
  4. What benefits am I missing out on by taking the self employed path?
  5. Paying off my home mortgage or an investment property mortgage- which is the better move?
  • Extra cash – And regardless of where you are on the path to financial independence, we believe in the responsible use of credit cards. It’s smart to utilize the additional benefits that credit cards offer- for instance the 80,000 points that come with the Chase Sapphire Preferred Card. That’s $1,000 when you redeem through Chase Ultimate Rewards! This is no joke- I’ve already done this myself which we discussed on a recent episode after I met the initial spending requirements of $4,000 over 3 months!

During this episode we enjoyed a Really Green Street by Trillium Brewing – a big thanks to Ali for donating this delicious craft beer to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
* User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published. Required fields are marked *

2 comments on “Ask HTM: Investing 100% of Your Income, Pitfalls to Avoid when Switching Banks, & Self Employment Downsides – Episode 460

  1. Jacob Jan 12, 2022

    Hey guys! Love the podcast, I’m a newer listener and I’m having trouble finding the show notes!

    • Hey Jacob, thanks for listening- and you found them! We try and flesh out the notes as much as we can, but unfortunately for now we don’t include a show transcript if that’s something you are looking for.