We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

  1. Should I freeze my 1 year old’s credit, and if so, how do I do that?
  2. I’m thinking about hanging onto a car loan and putting my cash in high yield savings- is this a smart move?
  3. In the HTM Money Mission Statement, why do y’all ask about small purchases that bring joy as opposed to larger purchases?
  4. What should I do with an old HSA that I’m no longer contributing to?
  5. Our FSA reimbursement dollars will be hitting our account soon- what should we do with that money?

Additional links:

  • Kid credit freeze – It doesn’t cost you any money, but you will have to snail mail some forms to all three credit bureaus (Equifax, Experian, & Transunion) in order to ensure your kid’s credit is frozen.
  • Money Mission Statement – Check out the worksheet we created to help you create your own Money Mission Statement! Download it, and give it a solid 30 minutes one evening to really begin some soul searching to determine what you want your life to look like.
  • Health Savings Accounts – Learn all about the HSA Triple Tax Advantage!
  • Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cash back offer! Just toggle the sliders and you’ll know which card to consider.
  • Newsletter – Don’t forget to sign up for the best personal finance newsletter in all the land! It’s completely free and something we create to help you along your journey to financial freedom. It drops every Tuesday morning and you can always unsubscribe if you don’t dig it!

During this episode we enjoyed a Rainbow Colored Glasses by Ology Brewing in Tampa- thanks Jaimie for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

* Advertiser Disclosure: How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers.
* User Generated Content Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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