Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
- Should I be wary of changes made to my 401k match that are actually more generous?
- I already have my own long term disability policy in place, but should I drop if for one provided by my employer?
- How can I continue to contribute to my Roth IRA if I expect my income to continue to rise?
- What’s the best way to book a deal on some upcoming travel?
- Is it frugal or cheap to only charge my EV during off-peak hours?
Additional links:
- Travel Hacks – Here’s our full list of ways to travel cheaper, including best times and places to book!
- Money Gears – Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here
- Cheap cell plans – Massively reduce your cell phone bill each month by switching to a discount provider like US Mobile.
- Community – Join a thriving community of fellow money nerds in the HTM Facebook group

During this episode we enjoyed a Birramisu by Six Bridges Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!




Capital One has a Business HYSA currently paying 3.7%… sounds like a good way to streamline and avoid that monthly charge.