We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!
- How do we direct our kids’ attention away from toys and towards faith and the deeper meaning of the holiday season?
- All my savings are in Robinhood- what should I do?
- Is it frugal or cheap to regularly drink the free coffee in the leasing office of my apartment complex?
- Does the wash-sale rule apply to cryptocurrency and how long can I carry those losses forward?
- Should some extra money go into my 401k or into i bonds instead?
Additional links
- When it comes to toys around the holidays, we cited a couple studies that show kids play less the more toys they receive, and that fewer toys are better for the imagination.
- Tax-loss harvesting info straight from the horses mouth.
- Fidelity lets you compare your retirement savings to others your age.
- Credit Card Tool – Looking for the right credit card for you? Then check out our new credit card tool that’ll help you to easily filter through all the cards based on your preferred airline, whether or not they have an annual fee, or simply by the cash back offer! Just toggle the sliders and you’ll know which card to consider.
During this episode we enjoyed an IQ IPA by Akademia Brewing- a big thanks to Nathan for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
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I was just listening to the family frugal or cheap re: coffee from Ep 448, and wanted to ask why you didn’t talk more about the dad’s point re: the daughter getting Starbucks coffee that she could replace with home-made coffee. However much money the daughter is saving with her free morning cup from the leasing office, I’d bet it’s not enough to cover the expense of the $3+ cup at Starbucks. Penny wise, pound foolish comes to mind.