Good morning HTM family! Hands up if you’re filled with fresh motivation and determination to crush your 2024 financial goals!?!? 🙋♀️🙋♂️ Me too!!!! Just remember, big achievements take time – especially for personal finance goals….
Ask HTM: Rule of 55 and Early Retirement, 5% Down Payments, & Transitioning a Kid to Financial Adulthood – Episode 772
- January 8, 2024
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...
Friday Flight: The Wealth Effect, Christmas Returns, & BNPL IRL – Episode 771
- January 5, 2024
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to...
Buy Nothing to Gain Everything with Liz Chai – Episode 770
- January 3, 2024
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
No matter how much dough you’re raking in, there’s always the chance you’ll blow it all and end up at the month’s finish line with a barren bank account. Studies show that 45% of folks...
Good morning, money nerds! 🤗 If you don’t have a theme or motto for 2024 yet, feel free to steal this one below… “Life shrinks or expands in proportion to one’s courage” – Anais Nin…
Ask HTM: Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky – Episode 769
- January 1, 2024
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a question you’d like us to answer, toss your...
Strategic Debt Use To Catapult Your Finances (Bestie) – Episode 768
- December 29, 2023
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Some folks will swear that taking a nap is bad for you. “It’ll throw off your circadian rhythm!” or “You’re being lazy- maybe it’s time to be more productive with your time!”. And of course,...
The Perils of Investing in Individual Stocks (Bestie) – Episode 767
- December 27, 2023
- Tagged as: 401k, atlanta, biking, craft beer, credit score, Dave Ramsey, emergency fund, Entrepreneurship, Fidelity, Financial Independence, investing, Life Hacking, M1, money, money podcast, parenting, personal finance, podcasts to listen to, retirement investing, roth ira, saving for retirement, saving money, Vanguard
Think about the last novel you read that included a dangerous quest. If it’s a fantasy like the Hobbit, there might be giant spiders, goblins, and dragons- but in the end, it’s worth it because...
Good morning! And welcome to the final newsletter of 2023… It’s been a killer year at HTM: From the bottom of our hearts — THANK YOU — for listening, reading, sharing, and continuing to inspire…
Credit score myths are a real danger to consumers because following the wrong advice can have serious financial consequences.





