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Category: Newsletter

  • Newsletter

Doom Spending, Costly Clutter, & The 1-Minute Money Hack ⏱️

  • March 11, 2025
  • Tagged as: emergency fund, Entrepreneurship, Hard work, investing, personal finance, saving money, side hustles
clutter costs

Happy Tuesday, happy people! In the beginning there’s:– discomfort– hard work– making sacrifices– setbacks But later on there’s:– financial security– peace of mind– flourishing wealth– financial freedom! If you give up during the first list……

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  • Newsletter

Birthday Freebies, Dusty Gift Cards & The Anti-Car Guide 🚘

  • March 4, 2025
  • Tagged as: emergency fund, Entrepreneurship, Hard work, investing, personal finance, saving money, side hustles

Good morning, HTM Family! Quick thought exercise based on the Charles Shultz Philosophy… (me neither 🤷‍♂️) OK, now try this…. Much easier, right? The point is: The people that make an unforgettable difference in your world…

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  • Newsletter

Stress-Free Saving, Dividend Inflation, & Two Magic Words 🙏

  • February 25, 2025
  • Tagged as: emergency fund, Entrepreneurship, Hard work, investing, personal finance, saving money, side hustles

Happy Tuesday, happy people! A couple of reminders to kick off this awesome day… OK, let’s get on and talk about the money stuff! 👇👇👇 TO DO Try this “Market Timing” Game… Here’s a fun…

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  • Newsletter

AI Money Hacks, Taxes on CC Rewards & Flipping the Script 🤔

  • February 18, 2025
  • Tagged as: Financial Independence, investing, Life Hacking, personal finance, saving for retirement, saving money

Yo yo, HTM Family! Here’s a quick positivity hack I use to get through life’s little annoying moments. Whenever I catch myself in a negative thought loop, I try “flipping the script” to think of…

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  • Newsletter

Tax Vibes, Rent Reductions & Spills-n-Chills 🥛

  • February 11, 2025
  • Tagged as: Financial Independence, Life Hacking, personal finance, retirement investing, roth ira, saving for retirement, saving money

Good morning, HTM Family! Apparently today is National Don’t Cry Over Spilled Milk Day. Kind of a silly celebration… But actually now that I think about it it’s a cool reminder not to stress over…

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  • Newsletter

Trump Tariff Planning, Networking Magic, & Buffett’s Big Bet 💪

  • February 4, 2025
  • Tagged as: emergency fund, Financial Independence, inflation, Life Hacking, personal finance, roth ira, saving money

Good morning, HTM family! Quote of the week… “Today, or never. That’s my motto.”~ Mary Poppins You know that project you’ve been putting off?… It’s time to get started. TODAY. Starting doesn’t mean finishing btw……

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Avatar photo Joel
  • Newsletter

Average 401k Balances, Verbal Judo & Doggy E-Funds 🐶

  • January 28, 2025
  • Tagged as: 401k, emergency fund, Financial Independence, investing, personal finance, saving money

Good morning, HTM Family! Here are 5 universal truths of human interaction, via Verbal Judo… Just something to keep in mind when chatting with friends, family, co-workers, and strangers this week. Giving people what they want…

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  • Newsletter

Unwanted Gifts, No Spend Tips & 2025 Resolutions

  • January 14, 2025
  • Tagged as: emergency fund, Financial Independence, Life Hacking, personal finance, retirement investing, saving for retirement, saving money

Good morning, HTM Family! Feeling a little overwhelmed this week? Me too 🙋‍♂️ Here are some quick reminders: And lastly, Keep grinding. Stay positive! OK now let’s chat about money stuff! 👇👇👇 TO DO Deal…

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  • Newsletter

Sinking Funds, Market Momentum, & Your Pile of Good Things 🤗

  • January 7, 2025
  • Tagged as: 401k, Financial Independence, investing, personal finance, roth ira, saving for retirement

Good morning, HTM family! A friend sent me this quote a few years ago, along with this great tip… “What if, instead of thinking about solving your whole life, you just think about adding additional…

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Avatar photo Joel
  • Newsletter

Amazon Addicts, Mindset Shifting, & Your 2025 Blueprint 📝

  • December 31, 2024
  • Tagged as: emergency fund, Financial Independence, investing, personal finance, saving for retirement, saving money

Good morning, HTM Family! For all of you without a new years resolution, I invite you to join me in a simple goal for 2025: Replacing “have to” with “get to“… Instead of viewing everyday…

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Avatar photo Joel
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