How to Choose Life Insurance that is Cheap and Easy to Buy

Buying life insurance can be really confusing. That is thanks in large part to insurance salespeople that have a vested interest in selling you a product that puts money in their pockets at your expense….

How to Refinance Your Home and Save the Most Money

Finding ways to save large chunks of money are few and far between. You can save $40 a month or more by switching your cell phone service. That’s obviously not an insignificant amount, but what…

Our Favorite Credit Cards for How You Spend

How to Money has partnered with CardRatings for our coverage of credit card products. How to Money and CardRatings may receive a commission from card issuers. see disclosures for more info. Credit cards can be…

Choosing the Best Cheap Cell Phone Plan

Depending on the amount of your current cell phone bill, you could easily save $250 or more every year just by switching your cell phone provider. There’s also a meaningful chance that you could save…

Why the RadWagon 4 is the Best-Value Cargo Bike on the Planet

I haven’t taken a Falcon rocket into outer space…yet. But that’s on my to-do list for 2030. That means I can’t comment on which electric bikes extraterrestrials are digging right now. But here on planet…

Why Freezing Your Credit is so Important. And How You Can Freeze Your Credit for Free!

Our family has six bicycles that we love to ride together. We have them all stored in the shed in our backyard. That’s close to $2500 worth of two-wheeled goodies I’ve got locked away in…

Do It Yourself Pest Control Will Save You Big Money

Get Rid of Ants in your Home Naturally and Easily

Doing your own pest control sounds like it might not be worth your time. It’s probably messy and difficult, right!? And how much will it really save you!? The truth is that doing your own…

The Biggest Perks of a Costco Membership

Anyone who has listened to the How To Money podcast for any length of time knows that I’m a pretty big Costco fan. And it’s not just because the Costco food court offers the cheapest…

Should You Get Another Credit Card? Probably. Here’s Why.

My friend Andrew has the fattest wallet I’ve ever seen in my life. I don’t know how it’s possible to cram as much into a leather billfold as he manages to wedge in there. It’s…

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